1. How These First-Home Buyers Saved Up For Their Deposits

    How These First-Home Buyers Saved Up For Their Deposits

    We're lucky to have stumbled upon this article from Domain. It's called First-Home Buyers Across Australia's Capital Cities: How They Saved Up for Their Deposit.

    It shares some interesting stories. Here's one that we thought was really inspiring:

    We did save a bit. We just kind of re-prioritised going out so we saved that for special occasions – for friends’ or families’ birthdays – instead of going out for dinner once or twice a week.

    For more stories, check out the rest of the article...

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  2. Quotes

    1. I've been a bit lazy … I always thought of doing [it] but never really pursued anything.
    2. We did save a bit. We just kind of re-prioritised going out so we saved that for special occasions – for friends' or families' birthdays – instead of going out for dinner once or twice a week.
    3. We started off by attempting to buy a place in October last year at auction. We didn't know what we were doing and we sent my parents.
    4. We told them Nic would work longer than retirement age.
    5. We still wanted to be able to save for holidays and have a good quality of life and not be overstretched.
    6. It's not too bad. It's more expensive than renting but it's easier than we expected. We've been adding a bit more to the joint account.
    7. It certainly helped a lot. We paid a little bit of board but it was a nominal amount, certainly not equivalent to renting.
    8. We looked from September to January, seven different houses every Saturday. It was exhausting but you need to do the research.
    9. The only thing this house doesn't have that the other one did was an outlook. We don't have a view here. But we're seven kilometres from the city and in a really nice spot, so we've done pretty well.
    10. We've actually worked out that our mortgage repayments are less than our rent was in London.
    11. We were just out of uni, so we basically kept living our uni lifestyle.
    12. It's great to have somewhere nice that we are actually making payments for, that's going towards an asset for us.
    13. It took me a very long time to make the decision to buy a house.
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