1. Articles in category: Retirement Life

    1-24 of 191 1 2 3 4 5 6 7 8 »
    1. Seniors 4x More Likely to Spread Fake News--What You Can Do to Stop This Trend

      Seniors 4x More Likely to Spread Fake News--What You Can Do to Stop This Trend

      Studies have shown that those 65 years old and up are significantly more prone to falling for fake news articles online. Even in our retirement age, we still want to be responsible citizens, and an important way to do that is to stop the spread of fake news.

      This article by Jim Miller for The Beacon lists warning flags you can look out for to differentiate legitimate news from fake news. Here's a good rule-of-thumb to keep in mind:

      If no other news source is reporting the same story, it may indicate that the story is false. If the ...

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    2. Balancing Act of Risk and Return

      Balancing Act of Risk and Return

      Here's a fascinating article from the Debitum Network. It's called A Balance Between Risk and Returns in Investing.

      It shares some interesting insights. This one's particularly thought-provoking:

      A smart investor does not have to pursue one and neglect the other. It is possible to have both: manageable risk and above-average returns. One has to find the assets that carry very little risk and has good and sustainable average returns. 

      Take a look at the rest of this article to learn more about this risk/return balance.

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    3. From ICOs to STOs - What's Next for Crypto?

      From ICOs to STOs - What's Next for Crypto?

      ICOs were all the rage a few years ago but recently, they've been losing steam. Here's a fascinating article from Chipin that talks all about it. It's called Six Years Since the First ICO - What's Next?

      It raises some interesting points. Here's one of them:

      As we move into the era of Decentralised Finance (DeFi), I believe that a number of very interesting finance raising approaches will emerge and present themselves apart from the more traditional approaches. We’ve only really seen the tip of the creative iceberg at this point in time in relation ...

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    4. Why Exercise is Good for Seniors--and How You Motivate Yourself To Do It

      Why Exercise is Good for Seniors--and How You Motivate  Yourself To Do It

      If you think growing older is an excuse to stop caring about fitness, you're wrong. In fact, this article from HelpGuide says:

      A recent Swedish study found that physical activity was the number one contributor to longevity, adding extra years to your life—even if you don’t start exercising until your senior years. But getting active is not just about adding years to your life, it’s about adding life to your years.

      Want to learn some senior-friendly exercise and physical fitness activities to boost your retirement years? Read the full article to find out.

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    5. 14 Importing Experts on What Not To Do When Importing from China

      14 Importing Experts on What Not To Do When Importing from China

      China is fast becoming a source of importation products for many businesses around the world. But there is a stigma attached to anything with the label "made in China" partly because of the mistakes importers make when buying goods from there.

      Jing Sourcing talked to 14 experts in trade, finance, and logistics on the common mistakes businesses make when dealing with Chinese products. Here's one I think we all better keep in mind:

      The biggest mistake that I see new e-commerce entrepreneurs make is negotiating heavily on price without taking into account the potential loss of quality. Whenever you ...

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    6. One Woman's Recovery from Empty Nest Syndrome

      One Woman's Recovery from Empty Nest Syndrome

      As we advance into retirement, there are a lot of big changes that many find difficult to cope with. After years of working and raising kids, suddenly you find yourself with neither. How do we deal?

      On the Huffington Post, hear one woman's story of discovering herself in the aftermath of the empty nest syndrome. One year after her kids moved out, Brette Sember writes about how she was able to create a happy life for herself despite these big changes:

      Rebuilding myself was the way to heal from the loss of my life as a mom of kids ...

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    7. How Retirees can Turn a Passion into a Sidehustle

      How Retirees can Turn a Passion into a Sidehustle

      There are a lot of things we enjoy that have taken a backseat as we grew up. Retirement is a time when many of us want to revisit these old passions. But sometimes, it becomes discouraging because it costs too much time and money. But what if there was a way to make it worthwhile? What if you could use your passion to build post-work income?

      MarketWatch lists 4 ways that you can transform your passion into extra income even in the later years. Here's one that's gotten me pretty excited:

      Whether you’re a polished piano player ...

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    8. New Study Sheds Light on What Makes Happy Retirees Happy

      New Study Sheds Light on What Makes Happy Retirees Happy

      A recent study conducted by the Royal Voluntary Service and Legal & General delved into what happy retirees do to make their retirement life fulfilling. This article summarizes the key findings and what it means for those who want to improve their life after retirement.

      Here's an interesting excerpt:

      Those happiest in retirement are over twice as likely to have found purpose in something other than work (39% v 17%) and almost twice as likely to look after their grandchildren (30% v 17%). 

      Want to know what other activities are consistent among happy retirees? Read on to find out!

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    9. Retiring as a Single Person

      Retiring as a Single Person

      Thought we’d share this fascinating article called How to Survive and Thrive as a Single Person in Retirement. It’s by Dave Hughes and it's posted at his blog Retire Fabulously.

      He shares some interesting perspectives. Here’s one that we thought was particularly thought-provoking:

      Avoid loneliness. This seems obvious, but you will probably have to put more effort into creating and maintaining friendships once you no longer work, as well as after your marriage ends.

      An excellent option is to take classes on topics that interest you. Not only will you enjoy mental stimulation, but you’ll ...

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    10. The Reserve Bank of Australia on How to Increase Your Chances of Qualifying for a Small Business Loan

      The Reserve Bank of Australia on How to Increase Your Chances of Qualifying for a Small Business Loan

      Here's an interesting article from the Reserve Bank of Australia. It's called Acces to Small Business Finance.

      It shares some insights on applying for small business loans in Australia. This one's particularly thought-provoking:

      Many entrepreneurs report that they face challenges obtaining finance to expand their small businesses. The banks emphasise that they are keen to lend to small businesses, but that unsecured finance is more costly due to the higher risk involved.

      ...comprehensive credit reporting and open banking are thought to have the potential to lower the cost of credit risk assessment for lenders and increase access ...

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    11. The Rise of the Female Investor

      The Rise of the Female Investor

      Investopedia piqued our curiosity with this particularly interesting piece. It's called How Women View Finance and we thought that it's worth the share.

      It offers up some nuggets of wisdom Brian Bloch. Here's one of his fascinating perspectives:

      It is really only in the past century or so that women have successfully broken down many of the barriers in a male-dominated world. The role to which women have been relegated has constrained both their financial knowledge and activities. This situation is changing constantly.

      It's a striking article that you may want to take a look at ...

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    12. How Not to Mess Up Your Finances When You Finally Retire

      How Not to Mess Up Your Finances When You Finally Retire

      Thought we’d share this fascinating piece from Rodney Brooks' website. It’s titled The Biggest Money Mistakes When You First Retire.

      It offers some thought-provoking perspectives. Here’s one that we thought was interesting:

      But if you start taking benefits at 62, you’ll be locking in a benefit that is 30% lower than what you would receive at full retirement age (65 or 66, depending on when you were born).

      About a third of people opt to take Social Security as soon as they qualify, at age 62. Some do it because they have to, and others do ...

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    13. Unseen Costs of Having Cancer

      Unseen Costs of Having Cancer

      Stumbled upon this interesting piece titled Uncovering the Hidden Costs of Cancer. It's from Cancer Connect and we thought that we would share it.

      It shares some fascinating insights on dealing with the dreaded disease. This one, in particular, was worth the share:

      Not all of the unanticipated costs of cancer care are financial. Lisa cites the mental and emotional toll the disease takes as a huge hidden cost.

      Give the rest of this interesting article a read for more information and context.

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    14. Inexpensive Places to Retire by the Beach

      Inexpensive Places to Retire by the Beach

      Here's a fascinating article from the Travel and Leisure. It's called 5 Countries Where You Can Retire by the Beach for Less Than $1,500 a Month.

      It shares some interesting insights. This one's particularly exciting:

      Long a mecca for expats (the country is notoriously welcoming to international residents), Costa Rica is beloved for its pura vida lifestyle. It’s also one of the cheapest places to snag real estate near the coast.

      Take a look at the rest of this article for more information and context.

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    15. Dementia Friends Community Plans Makes Big Strides in Increasing Quality of Life for Dementia Sufferers

      Dementia Friends Community Plans Makes Big Strides in Increasing Quality of Life for Dementia Sufferers

      Living with dementia is very difficult. Living with someone who is suffering from dementia is equally difficult. But the Central Coast Dementia Alliance (CCDA) in Australia has taken big steps in making it easier. Senior News Australia talks to the alliance's chair, Jodi Livesley, on how her group created a community-wide action plan by involving more and more people to register asD "Dementia Friends".

      Here she explains the principle behind the program:

      It doesn't have to be formalised training, it's gaining that valuable insight, and understanding what the world might look like through the eyes of someone ...

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    16. The Best DIY Anti-Aging Remedies

      The Best DIY Anti-Aging Remedies

      Anti-aging has become a category of its own in the beauty industry. But what if you could replicate the same effects with items you have lying around the house or in your local grocery store? 

      This article from the CheckIn website lists the best anti-aging remedies that you can make right in the comfort of your own home.  Here's one using some of my favorite (and delicious) kitchen ingredients:

      This classic two-ingredient recipe is deceptively simple. Avocado is a powerhouse of rejuvenating fats and antioxidants, and the anti-microbial properties of honey help to clarify the skin. Honey also helps ...

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      Mentions: Locals Home
    17. When To Opt Out of Your Company's Retirement Plan

      When To Opt Out of Your Company's Retirement Plan

      Stumbled upon this interesting piece from the Two Cents page of the Life Hacker website. Lisa Rowan, the author, calls it, Should You Ever Opt Out of Your Company's 401(k) Plan?

      It gives us some fascinating insights. This one, in particular, we thought was worth the share:

      ...a mix-and-match strategy may work for some people. If you don’t have access to a Roth 401(k), and know you can’t max out both a 401(k) and a Roth IRA, “Consider contributing a certain amount to the employer sponsored 401(k) to take advantage of the match ...

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    18. Productive Activities That Property Investors Can Do While There's a Downturn

      Productive Activities That Property Investors Can Do While There's a Downturn

      Stumbled upon this interesting piece from the blog pages of Infotrack. It's called 5 Tips to Get Ahead During the Property Market Downturn.

      It gives us some fascinating ideas. This one, in particular, we thought was worth the share:

      I looked at this downturn as an opportunity to take time to put in place processes and procedures to ensure that when the market did pick up, my business would be running like a well-oiled machine.

      Give the rest of this interesting article a read for more information and context...

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    19. Property Investor at 23 Years Old

      Property Investor at 23 Years Old

      Thought we'd share with you this inspiring story on Real Estate Australia. It's called 23yo Scores $544k Flat in Three Years.

      It shares the property investment story of Dinisha Devadason who was 21 years old when she decided to save up for her first investment. Here's a short excerpt for some context:

      In March this year, the property was finally settled, and tenants have since moved in, netting Ms Devadason $400 per week in rental income.

      That cash goes straight to her mortgage, leaving her with a little left over.

      It’s a welcome reward after she ...

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      Mentions: Home
    20. Bi-Monthly Mortgage Payments Won't Save You Much Money

      Bi-Monthly Mortgage Payments Won't Save You Much Money

      Here's a fascinating article we found on Life Hacker. It's called Twice-Monthly Mortgage Payments Won't Save You That Much Money.

      It's an excellent analysis piece that gives us insights on mortgage payment schemes. Here's one that really got us thinking:

      Most home mortgages have monthly calculated interest. So when you split your monthly payment into two parts, it doesn’t reduce your principal faster than interest accrues. Instead, your mortgage company typically holds on to your half payment, waits for the second half to come through, and then applies the full payment.

      To get to ...

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    21. College Kids Get to De-Stress with Seeing-Eye-Dogs-In-Training

      College Kids Get to De-Stress with Seeing-Eye-Dogs-In-Training

      Thought we would share this article from the Good News Network. It's called College is Pairing Service-Dogs-In-Training With Stressed Students Who Could use a Furry Friend.

      It shares an interesting story that pet lovers would love. Here's a short excerpt:

      We never know what type of person they will guide or in what kind of environment they will guide in. They may guide a retired man living in Florida or maybe a young woman with kids teaching at a college in a big city. The possibilities are endless!

      For more information on the program, check out the rest ...

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      Mentions: Home
    22. G20 is Beginning to Consider The Massive Number of Retirees and Pensioners as a Global Risk

      G20 is Beginning to Consider The Massive Number of Retirees and Pensioners as a Global Risk

      Came across this striking article on Money Control that got really piqued our interest. It's titled In Historic First, G20 Weighs Ageing as Global Risk.

      It's a gripping macro view of the state of the retirement scene a lot of countries. Here's an insight that we found really thought-provoking:

      By 2050, the world is projected to have more than two billion residents aged 60 and above, more than double the number in 2017, OECD says.

      But many economies have failed to update their pension and employment systems to adjust to the changing demographics, experts warn.

      This has ...

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    23. Weighing Your Options in Financial Planning for Your Retirement

      Weighing Your Options in Financial Planning for Your Retirement

      Have you read this piece from Starts @ 60? It's called Understanding Your Options to Maximize Your Retirement Income and we thought it would be awesome to share here.

      It has some interesting ideas for retirement planning. This one's particularly thought-provoking:

      A transition-to-retirement (TTR) pension can be a tax-effective way of cutting back on your work hours while keeping the same take-home pay. In brief, it works by permitting you to make drawdowns from your super to top up your employment income, but there are restrictions around the age at which you can begin a TTR and the sums ...

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      Mentions: Home
    24. How Much Should You Budget for Health in Retirement?

      How Much Should You Budget for Health in Retirement?

      We found this fascinating article on Cleveland Online. It's called Let's Get Real About Health Costs in Retirement.

      It gives us a peek into the realities of retirement planning. Here's a short yet interesting insight:

      Retirement planning involves a lot of educated guesses. How long you’ll live, inflation rates, returns on your investments, your expenses — these may not end up being what you expected. Financial planners typically craft their assumptions about what’s most likely to happen and may suggest insurance or contingency plans to cover the worst-case scenarios.

      Check out the rest of the article ...

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      Mentions: Home
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